Uninsured & Underinsured Motorist Coverage

Not Every Driver is a Responsible Driver

As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine. And if you’re ever involved in an accident, your insurance policy typically keeps you protected.

Unfortunately, there are those on the road who don’t share the same safety precautions as you, and if you’re involved in an accident with a motorist without the right coverage, you may have to take care of any medical payments, damages, or any other expenses with money from your own pocket.

Property Insurance

It’s Important to Be Prepared for Everything

Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered. In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you’ll be compensated for the amount in which you are legally entitled to – in regards to you, your passengers, and your vehicle. Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.

Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it’s important to contact Winstead Insurance Agency to find out how you can be prepared for any situation on the road.

Our Auto Insurance Coverage Options:

Liability Coverage

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally.

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Comprehensive Coverage

Your Auto Insurance policy already gives you peace of mind behind the wheel.

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Collision Coverage

For most drivers, a car is more than just a means of transportation – it’s an investment.

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Uninsured & Underinsured Motorist Coverage

As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine.

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Diminishing Deductible

With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver.

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Accident Forgiveness

On the road, there are many situations that are outside of your control and sometimes cannot be avoided.

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Minor Violation Forgiveness

If you receive a citation without the right coverage, that one minor violation could affect your good driving record.

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Roadside Assistance

On the road, anything can happen. From flat tires to breakdowns, it’s best to be prepared for it all.

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Specialty Auto Insurance

Whether it’s an antique, a collectible, or your own custom-built roadster, your Specialty Auto is a labor of love.

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24-Hour Customer Service

By offering 24/7/365 support, we’re here to serve you – when you need us most.

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Towing

In the event of an unexpected breakdown, the last place you’ll want to be is stranded on the side of the road, or stuck with costly towing fees.

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Rental Reimbursement

Rental Reimbursement is an optional coverage option that provides for the expense of renting a substitute vehicle while yours is being repaired or replaced.

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Personal Injury Protection (PIP)

We’re here to help prepare you for insuring any injuries to you or a family member as a result of an auto accident.

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Medical Payments Coverage

When it comes to the safety and security of you and your family, nothing should be left to chance.

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404 W. Pulaski Highway
Elkton, MD 21921


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