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410.398.6700

Winstead Insurance Agency Logo
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Independent Agency · Elkton, Maryland

Trusted Insurance Agency in Elkton, MD

Protecting families and businesses with insurance services across Cecil County, North East, Rising Sun, Chesapeake City, and beyond.
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No pressure. No hassle. Get honest answers about your coverage.
Independent Agency · Elkton, Maryland

Trusted Insurance Agency in Elkton, MD

Protecting families and businesses with insurance services across Cecil County, North East, Rising Sun, Chesapeake City, and beyond.
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No pressure. No hassle. Get honest answers about your coverage.

Let's Find Your Rate

Choose a coverage type to begin.

Home Insurance
Auto Insurance
Life Insurance
Business Insurance

Serving Cecil County Families & Businesses Since 1956

Read our Google reviews

HOW GETTING INSURANCE WITH US WORKS

An Independent Insurance Agency Built Around You

Early in our history, we were a captive agent tied to one insurance company. Today, we’re independent, which means we shop home, auto, business, life, farm, marine, and flood insurance across multiple trusted carriers to find the coverage and price that fit you. No single company is right for everyone, so we compare your options instead of offering one policy for all. Ready to see what’s out there? Getting a quote takes just a few minutes.

Service Areas

We are licensed and proudly serve clients across Maryland, Delaware, Pennsylvania, and North Carolina.

Maryland
Delaware
Pennsylvania
North Carolina

Three steps to better coverage

Shopping for Insurance Doesn't Have to Feel Like a Chore

We get it. Comparing coverage can feel confusing, and nobody wants to spend their morning on hold. Here’s how we make it simple.

01

Reach Out

Contact us by phone, text, or email, whichever is easiest for you.

02

We Compare the Options

We check rates and coverage across our trusted carriers and explain your choices in plain language, not insurance jargon.

03

You Choose With Confidence

Pick the coverage that fits your life and budget. We handle the paperwork and stay in your corner after you sign the policy.

Most people are surprised how quickly this comes together. Get your free quote and see for yourself.

I called expecting the usual runaround. What I got was a quick, straight answer and a better rate than I had before. That’s the whole reason I’m still with Winstead.
— Amanda

Read More Reviews From Our Happy Customers

Why People Switch to Winstead

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70 Years in Cecil County
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Real Local Agents
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Multiple Carriers Compared
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No Call Centers, Ever
The independent difference

Why Choose Winstead Insurance?

We’re proud to be one of a select few Erie agents in Cecil County, and we shop many other top-rated carriers so you get the right fit at the right price.

Locally Owned and Operated

As a locally owned agency right here in Elkton, Maryland, we’re committed to quality auto, home, life, and business coverage for individuals, families, and businesses across Cecil County.

Deep Insurance Knowledge

Decades of hands-on insurance experience help us guide both current and future clients through every kind of risk, from the everyday to the unexpected.

Coverage That Fits

Our knowledgeable team builds personal and commercial insurance policies designed around your actual needs, not a generic template.

One-on-One Attention

With Winstead Insurance Agency, you’ll work with a real person who knows your name and your policy, not a call center agent reading from a screen.

The Independent Difference

Work with Winstead Insurance Agency and you’ll get the kind of service and attention to detail that only comes from a true independent agency.
Visit our office

Winstead Insurance Agency

Address

404 W Pulaski Highway, Elkton, MD, 21921

Phone Number

410-398-6700

Email Address

Timing

Mon–Fri: 8:45 AM – 5:00 PM
Sat–Sun: Closed
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Already a client

Billing & Claims

Billing Information

Have a billing question? We’ll connect you directly with your provider and help sort out the details.

Claims Information

Filing a claim shouldn’t add stress to a hard day. We’ll guide you through the process and make sure you get what you’re owed.