Collision Coverage

Bumper-to-Bumper Protection for Your Auto

For most drivers, a car is more than just a means of transportation – it’s an investment. And if you’re involved in an accident, you’ll want to ensure that your investment is protected. With Collision Coverage from Winstead Insurance Agency, you can have damage to your car insured under your policy – whether the damage is a result of an accident with another vehicle or object.

Property Insurance

How Much Collision Coverage is Needed?

Different drivers require different coverage options for their Auto Insurance policies. Determining the right amount of Collision Coverage depends on factors like the age and year of your car, as well as your financial situation. An insurance specialist from Winstead Insurance Agency can help you find an insurance option that best fits your budget.

In addition to protecting you and your car from collisions, we offer benefits that range from rewards and incentives to extended coverage. Our enhancements include: Diminishing Deductible, GAP Coverage, and Accident Forgiveness for better assurance.

  • Diminishing Deductible rewards you with credit towards your collision deductible simply for being an accident and violation-free driver.
  • GAP Coverage picks up the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.
  • Accident Forgiveness ensures that your rates won’t increase because of a single accident.

Contact Winstead Insurance Agency today to see if you qualify for, or want to learn more about Auto Insurance enhancements that can help save you money.

Our Auto Insurance Coverage Options:

Liability Coverage

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally.

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Comprehensive Coverage

Your Auto Insurance policy already gives you peace of mind behind the wheel.

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Collision Coverage

For most drivers, a car is more than just a means of transportation – it’s an investment.

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Uninsured & Underinsured Motorist Coverage

As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine.

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Diminishing Deductible

With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver.

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Accident Forgiveness

On the road, there are many situations that are outside of your control and sometimes cannot be avoided.

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Minor Violation Forgiveness

If you receive a citation without the right coverage, that one minor violation could affect your good driving record.

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Roadside Assistance

On the road, anything can happen. From flat tires to breakdowns, it’s best to be prepared for it all.

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Specialty Auto Insurance

Whether it’s an antique, a collectible, or your own custom-built roadster, your Specialty Auto is a labor of love.

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24-Hour Customer Service

By offering 24/7/365 support, we’re here to serve you – when you need us most.

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Towing

In the event of an unexpected breakdown, the last place you’ll want to be is stranded on the side of the road, or stuck with costly towing fees.

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Rental Reimbursement

Rental Reimbursement is an optional coverage option that provides for the expense of renting a substitute vehicle while yours is being repaired or replaced.

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Personal Injury Protection (PIP)

We’re here to help prepare you for insuring any injuries to you or a family member as a result of an auto accident.

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Medical Payments Coverage

When it comes to the safety and security of you and your family, nothing should be left to chance.

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404 W. Pulaski Highway
Elkton, MD 21921


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