Farm Owners Insurance
You Made It Your Living, Keep It Protected
There are probably a lot of reasons for why you chose to make your living on the farm – from the independence and freedom that comes with owning your own business to knowing the value of a hard day’s work. At Winstead Insurance Agency, we’re in the business of seeing yours succeed. We know that your farm or ranch provides a valuable service to the community, and we’d like to return the favor by offering you the comprehensive protection you deserve.
A Farm Owners policy from Winstead Insurance Agency is an all-inclusive and customizable insurance solution to secure your land, your property, and your finances against a number of inevitable situations that can arise on your farm. The basic package includes property coverage for your dwelling, personal property, and other structures, as well as the added peace of mind that comes with comprehensive liability coverage.
For most people, a farm is more than a place to work – it’s also where you lay your head after a long day. Under the dwelling portion of your Farm Owners policy, Winstead Insurance Agency will help pay for damages to your home and any attached structures for all accidents and perils included in your policy.
Your Farm Owners policy also covers losses that may arise due to the damage or theft of personal belongings such as clothing, electronics, or home appliances. Items used in daily farm operations such as machinery, automobiles, and animals are not eligible for coverage under the personal property section of your policy, as they require additional protection.
Liability protection from Winstead Insurance Agency helps pay for legal fees, medical expenses, and other losses that you may be held liable for that result from covered injuries or damage to other people’s property. Further coverage options, including employee injury liability, are available for an additional premium.
OUR FARM INSURANCE COVERAGE OPTIONS INCLUDE
Farm Owners Insurance
We know that your farm or ranch provides a valuable service to the community, and we’d like to return the favor by offering you the comprehensive protection you deserve.
Farm Livestock Insurance
Livestock is a big investment for farmers and ranchers alike, and like any financial asset, you’ll want to ensure a high-level of security and protection.
Since your horse represents both a financial and emotional investment, medical expenses can be costly.
Farm Equipment Insurance
Damaged or broken equipment can easily cost thousands of dollars to replace, which is why Farm Equipment Insurance is just as important to your agribusiness as the equipment itself.
Farm Dwelling Insurance
One big difference from most other jobs is that many farmers don’t just work on their property – they live there too.
Farm Structures Insurance
As the owner of a successful agribusiness, your farm or ranch contains some of your biggest physical assets.
Farm Auto Insurance
Whether you’re hauling grain or transporting livestock, the vehicles you use around the farm are a vital part of your day-to-day operations, and you can’t afford for them not to be working properly.
Farm Umbrella Insurance
Your farm is your business, and like any business owner, you’re faced with a certain amount of risk and uncertainty in your day-to-day operations.
Farm Liability Insurance
From the operation of farm machinery and equipment to the sometimes unpredictable nature of barnyard animals, farmers are subject to a much higher risk of liability than other property owners.
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