Commercial General Liability

Critical Assurance for the Protection of Your Business

Running a business is a major responsibility that can involve many risks. Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you’re also accountable for keeping your employees and property insured from injuries and damages. At Winstead Insurance Agency, we can help you create a policy that’s designed to safeguard the best interests of your business – so you can focus on serving your customers and increasing your profits.

Commercial General Liability from Winstead Insurance Agency can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. With the proper policy, you can have most medical expenses, attorney fees, settlements, and reimbursements covered. Coverages from Winstead Insurance Agency include:

Property Insurance
  • Premises Liability
  • Products and Completed Operations
  • Premises Medical
  • Fire Legal Liability
  • Casualty Coverage

Other types of Commercial General Liability include Garagekeepers Liability and Employment Practices Liability. If you run an auto service operation, having Garagekeepers Liability coverage will protect your customers’ vehicles from fire, vandalism, theft, or other damages. An option like Employment Practices Liability will protect your business if an employee’s legal rights have been violated.

Additional Commercial Liability

Other specialty types of Commercial Liability, such as Foreign, Liquor, and Concession Liability, can aid in furthering the safety of your business’s future.

  • Foreign Liability protects employees who travel out of the country (for business purposes) in the event of injuries, damages and lawsuits.
  • Liquor Liability includes covering damages and injuries in which your business is held legally responsible as a result of serving liquor – from liquor establishments to office parties/special events.
  • Concession Liability keeps your special event stand insured from damage, accidents, or accidental injuries sustained to pedestrians.

Since there are many types of liability coverages, it’s important to talk with a specialist at Winstead Insurance Agency about the best options for your business.

OUR COVERAGE FOR YOUR BUSINESS OPTIONS INCLUDE:

Loss Control Insurance

Not only is it necessary for you to provide a safe work environment for your employees, it’s also important to be prepared in the event an accident occurs in the workplace.

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Business Owners Policy (BOP)

At Winstead Insurance Agency, we’re committed to providing insurance solutions that keep small to medium-sized businesses protected.

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Commercial Auto Insurance

Winstead Insurance Agency understands the value of your commercial vehicles and the employees who drive them.

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Commercial General Liability

Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you’re also accountable for keeping your employees and property insured from injuries and damages.

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Commercial Property Insurance

From serving your customers and offering your products and services to providing your employees with jobs, your business is a powerhouse of activity.

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Commercial Umbrella Insurance

As a business owner, keeping your business insured is one of the most important financial decisions you can make.

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Crime Insurance

As a business owner, sometimes it’s impossible to know whether the employees you hire are an honest fit for the job, and by the time you discover the truth, the damages can be costly.

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Inland Marine Insurance

From transported goods and hauled equipment to storage items and even construction tools, it’s important to keep your investments protected.

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Professional Liability

And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

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Workers Compensation

Should an accident happen, having the right Workers Compensation plan from Winstead Insurance Agency can allow your business to ensure payments and cover expenses if an employee is injured from a work-related accident.

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Bonds

Owning a business means taking risks. At Winstead Insurance Agency, we offer a variety of bond and license services to ensure that your business is protected.

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Fidelity Bonds

As a business owner, even if you take every precaution possible to ensure the security of your business assets, theft and dishonesty can still happen.

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Surety Bonds

Your primary goal as a business owner is to ensure that your operations run smoothly and efficiently on a daily basis.

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404 W. Pulaski Highway
Elkton, MD 21921


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