Business Owners Policy (BOP)

Combined Coverage for Special Advantages

At Winstead Insurance Agency, we’re committed to providing insurance solutions that keep small to medium-sized businesses protected. That’s why we combine various coverage options into one convenient package – for more benefits than a typical Business policy and better savings through competitive pricing.

A Business Owners Policy (BOP) from Winstead Insurance Agency allows your business to create a customized insurance policy that combines Property, Commercial General Liability, and Crime Insurance, as well as additional coverage types based on your needs.

The proper Business Owners Policy can keep your day-to-day operations protected with options such as:

  • Products and Completed Operations
  • Premises Liability
  • Premises Medical
  • Fire Legal Liability
  • Business Income Insurance
  • Building and Personal Property Protection
  • On-Site Equipment Insurance
  • Coverage for Inventory Loss
  • Crime Insurance
Property Insurance

Find Out If Your Business Is Eligible

Since Business Owners Policies apply only to special types of businesses with specific needs, operations, and risks, it’s important to contact a specialist at Winstead Insurance Agency who can help you determine whether a BOP is right for your small or medium-sized business.

OUR COVERAGE FOR YOUR BUSINESS OPTIONS INCLUDE:

Loss Control Insurance

Not only is it necessary for you to provide a safe work environment for your employees, it’s also important to be prepared in the event an accident occurs in the workplace.

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Business Owners Policy (BOP)

At Winstead Insurance Agency, we’re committed to providing insurance solutions that keep small to medium-sized businesses protected.

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Commercial Auto Insurance

Winstead Insurance Agency understands the value of your commercial vehicles and the employees who drive them.

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Commercial General Liability

Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you’re also accountable for keeping your employees and property insured from injuries and damages.

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Commercial Property Insurance

From serving your customers and offering your products and services to providing your employees with jobs, your business is a powerhouse of activity.

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Commercial Umbrella Insurance

As a business owner, keeping your business insured is one of the most important financial decisions you can make.

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Crime Insurance

As a business owner, sometimes it’s impossible to know whether the employees you hire are an honest fit for the job, and by the time you discover the truth, the damages can be costly.

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Inland Marine Insurance

From transported goods and hauled equipment to storage items and even construction tools, it’s important to keep your investments protected.

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Professional Liability

And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

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Workers Compensation

Should an accident happen, having the right Workers Compensation plan from Winstead Insurance Agency can allow your business to ensure payments and cover expenses if an employee is injured from a work-related accident.

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Bonds

Owning a business means taking risks. At Winstead Insurance Agency, we offer a variety of bond and license services to ensure that your business is protected.

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Fidelity Bonds

As a business owner, even if you take every precaution possible to ensure the security of your business assets, theft and dishonesty can still happen.

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Surety Bonds

Your primary goal as a business owner is to ensure that your operations run smoothly and efficiently on a daily basis.

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Contact Us

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404 W. Pulaski Highway
Elkton, MD 21921


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